Evofi for government

Variable or adjustable loan is loan whose interest rate, and accordingly monthly payments, fluctuate over the period of the loan. With this type of mortgage, periodic adjustments based on changes in a defined index are made to the interest rate. The index for your particular loan is established at the time of application.

Well known ARM indexes include:

Constant Maturity Treasury (CMT)
Treasury Bill (T-Bill)
12-Month Treasury Average (MTA or MAT)
Certificate of Deposit Index (CODI)
11th District Cost of Funds Index (COFI)
Cost of Savings Index (COSI)
London Inter Bank Offering Rates (LIBOR)
Certificates of Deposit (CD) Indices
Bank Prime Loan (Prime Rate)
Fannie Mae's Required Net Yield (RNY)
National Average Contract Mortgage Rate